Maui Fire Damage

We Will Fight
For You​

Fighting For Our Friends & ʻOhana in Hawaii.
We are here every step of the way.

One Step Ahead

We are Ready to Fight for You

We’re committed to giving you the personalized attention required to effectively and efficiently build a strong case strategy, offer guidance through any challenges you face, and help you plan for your future with assurance. Our primary objective is always to achieve the best possible outcome for you. Our pricing is uniquely designed with your success in mind — we operate on a contingency fee basis, meaning we don’t get paid unless you win. This approach ensures that we’re as invested in your case as you are, working tirelessly to secure a favorable result for you. With us, it’s simple: We don’t win unless you win.

three steps to success

Your Case Your Result

Our team of professional litigators are ready to fight for you.  We will understand your individual case and work to ensure your claim is filed for your maximum claim amount based on your case specifics. 


Understand and Define Loss

The Keosian Team has years of experience working with Insurance Companies to understand how to file your claim. 


File your claim

Ensure your claim is filed accurately and timely to get your claim paid and you back on your feet.


Fight to get you maximum compensation

It is the Insurance Companies job to find a way not to pay it is ours to make sure they can’t.

Bezdik Kassab, a Hawaii law-firm, is here to fight for you to help you recover from the damage of the Maui Wildfires. 

“Our practice is ready to help the community through this tragedy.” 

Raffi Kassabian is a Hawaii licensed attorney and principal of the Bezdik Kassab Law Group, with an office and presence in Honolulu, as well as Of Counsel to Keosian Law LLP, a California licensed law firm that helps individuals maximize their insurance recovery claims for property loss, including business interruption loss. As Of Counsel to Keosian Law LLP, Mr. Kassabian has a continuing, close and regular relationship with the firm, although he is neither partner nor shareholder of the firm.

What separates Bezdik Kassab from other firms is its organic growth within the Hawaii community. Prior to launching Bezdik Kassab, for many years, Raffi Kassabian worked with several of Honolulu’s largest premier law firms in his capacity as national counsel for major financial institutions.   Since then, Mr. Kassabian has been licensed in Hawaii state and federal courts and has, over the years, serviced individuals and the business community in the State of Hawaii, including Hawaii coffee retailers and distributors and businesses in the construction and copy/print industries, as well as real estate.  Mr. Kassabian’s love for the islands and the people of Hawaii has always been the impetus for growing his legal practice in the Aloha State. 

Often called the “Aloha Lawyer”, Hawaii-based attorney, Jeanilou G.T. Maschhoff has a vast level of experience in business operations, finance, and development. Actively licensed in both Hawaii and California, she is able to assist clients with an array of civil litigation and transactional matters.  

Jeanilou’s practice areas include business law, collections, entertainment and fashion law, trademark law, and estate planning.  She has litigated numerous cases for large financial institutions and has drafted many contracts and agreements.  As outsourced general counsel to many local businesses, she acts as a trusted advisor, business consultant, and advocate for small businesses, non-profit entities, and personal brands. She is passionate about amplifying female entrepreneurs and professionals in the entertainment, beauty, fashion, and fitness industries, using a holistic approach to address their multifaceted legal and business needs.

Driven by a dedication to social justice and the empowerment of marginalized communities, Jeanilou began her legal career in the non-profit sector, concentrating her efforts on access to justice and gender equity. At the Legal Aid Society of Hawaii, she served as the Pro Bono Project Manager, charged with expanding private attorney involvement with pro bono cases and fundraising initiatives. Her purview extended to managing the organization’s reputable accredited provider status for Continuing Legal Education credits in both California and Hawaii. Subsequently, as the Director of Finance and Operations at Volunteer Legal Services Hawaii, she used her expertise to oversee fundraising endeavors, specialized projects, financial matters, accounting, and HR practices. In addition, she provided essential support to the Executive Director in advocating for legislative reform efforts.

Here is what we know:

The Emerging Legal Case Against Hawaiian Electric Company

Hawaiian Electric Company (HECO) Knew the Risks

“The risk of a utility system causing a wildfire ignition is significant.” — Statement by HECO in a 2022 Regulatory Filing

HECO Was Warned

On August 6, days before the fire started, the National Weather Service warned that “Combined w/ dry conditions, these winds pose a serious fire & damaging wind threat. Stay alert!”

On August 7, the National Weather Service again warned that damaging winds could blow down power lines and that any fires that developed could spread rapidly.

HECO Knew of Preventive Steps, but Failed to Implement Them

HECO has long known that its electric distribution infrastructure was aging and vulnerable to the risks of heavy winds, but failed to take the necessary steps to improve the safety of the system.

HECO has acknowledged that a power safety shut-off plan could be effective in preventing a wildfire when additional robust techniques are not yet in place, but failed to adopt this procedure as part of its fire mitigation plans.

In the days leading up to the fire, dozens of wooden utility poles were damaged – and even snapped in two.

Despite the the warnings from the National Weather Service, despite dozens of downed power lines, Hawaiian Electric kept its electric lines on Western Maui fully energized.

Pattern of Fires Strongly Suggests Electrical Origin

According to a February 12, 2023 article in the Washington Post, Michael Wara — a wildfire expert and the director of the Stanford University Climate and Energy Policy Program — and other experts point out that before the Maui wildfires, there were no lightning strikes, a frequent cause of random fires in other parts of the United States. Instead, the pattern of Hawaii’s fires suggests that a spate of small ignitions combined to form a bigger blaze, Wara said, and “the only real source of that is powerlines.”

Property Damage FAQ's

Property damage means direct, distinct and demonstrable, physical injury to or destruction of tangible property. Most homeowner insurance policies provide coverage for sudden and accidental incidents that cause damage to property. For best results, contact the experienced property damage attorneys at (877) 554-2226 before initiating a first-party insurance claim.        

Every insurance policy is different and it will be best to have one of our experienced property damage attorneys review your policy and explain the coverages you have. In general, most standard policies cover the following perils:  

Every insurance policy is different and it will be best to have one of our experienced property damage attorneys review your policy and explain the coverages you have. Generally, there are four (4) main applicable coverages you may seek coverage under when a first-party claim for property damage is initiated. Those coverages are:

Before you speak to anyone, call the experienced property damage attorneys at Keosian Law LLP at (877) 554-2226. One of our attorneys will explain the entire claim process to you and help determine whether your insurance company should extend coverage for the incident. Keep in mind – What gets said and done in the first few days of your claim seriously impacts the outcome. Don’t jeopardize a successful outcome by trying to handle this process on your own.

What gets said and done in the first few days of your claim can seriously impact the outcome. Don’t jeopardize a successful outcome by trying to handle this process on your own. Almost daily, we meet people who’ve tried to settle a claim without our help. These people have usually become miserable, realizing they missed options in maximizing their recovery. Remember, insurance companies are in business to be profitable and limit claim payments by pointing to policy exclusions in order to deny your claim or limit their exposure.